This edition of Best's Rating Changes reflects all rating changes--assignments, changes or placed under review--that occurred for life, health and property/casualty insurers domiciled in North America, as well as international insurance companies, since this section last appeared in the July 2005 edition of Best's Review.
See page 20 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed Rating Action Company Name & Domicile AMB# Life/Health - American Life Insurance Co of NY 06084 US: New York - Booker T Washington Insurance Co Inc 06169 US: Alabama - Central Benefits Mutual Insurance Co 00242 US: District Of Columbia - Central Benefits National Life Ins Co 06419 US: Ohio - Central United Life Insurance Company 06222 US: Texas + Colorado Bankers Life Insurance Company 08502 US: Colorado + Columbus Life Insurance Company 06244 US: Ohio + Fort Dearborn Life Insurance Company 07322 US: Illinois - Great American Life Assurance Company 06253 US: Ohio - Great American Life Insurance Co of NY 06864 US: New York + Health Care Svc Corp Mut Legal Reserve 09193 US: Illinois + Independence American Insurance Company 03552 US: Delaware + Integrity Life Insurance Company 07739 US: Ohio - Jefferson National Life Insurance Co 06475 US: Texas + Lafayette Life Insurance Company 06617 US: Indiana New Life Insurance Company of Louisiana 07775 US: Louisiana Life Insurance Company of Mississippi 08922 US: Mississippi - Lifeguard Life Insurance Company 08629 US: California - London Pacific Life & Annuity Company 07056 US: North Carolina + MAMSI Life and Health Insurance Company 06046 US: Maryland - Manhattan Life Insurance Company 06686 US: New York + National Integrity Life Insurance Co 07798 US: New York National Mutual Benefit 06794 US: Wisconsin - Ohio State Life Insurance Company 06853 US: Texas New River Lake Insurance Company II 60561 US: South Carolina + Standard Life Insurance Company of IN 07073 US: Indiana + ULLICO Life Insurance Company 06316 US: Texas + Union Labor Life Insurance Company 07152 US: Maryland Universal Guaranty Life Insurance Co * 07199 US: Ohio - Universal Life Insurance Company 07201 US: Alabama HMO + Aloha Care 64224 US: Hawaii BCI HMO Inc 68658 US: Illinois New Bluegrass Family Health Inc 68747 US: Kentucky CarePlus Health Plans Inc 68925 US: Florida + CommunityCare HMO Inc 64165 US: Oklahoma - DentiCare Inc 64522 US: Texas Denticare of Oklahoma Inc 64376 US: Oklahoma - Family Health Care Plus Inc 64132 US: Mississippi New Great Lakes Health Plan Inc 64439 US: Michigan - Group Health Cooperative of Eau Claire 68654 US: Wisconsin + Health Care Service Corp HMO-Texas 68718 US: Texas - Health Plan of the Upper Ohio Valley 64201 US: West Virginia HealthPlus Partners Inc 64762 US: Michigan + HMOs of Blue Cross Blue Shield Illinois 68771 US: Illinois + IHC Health Plans Inc 64078 US: Utah International Dental Plans Inc 65706 US: Florida + MD-Individual Practice Association Inc 68606 US: Maryland Metropolitan Health Plan 68558 US: Minnesota - Michigan Health Maintenance Org Plans 68917 US: Michigan - MVP Health Plan 68567 US: New York + Optimum Choice Inc 68764 US: Maryland - PHP Insurance Plan Inc 64123 US: Wisconsin - PreferredOne Community Health Plan 64054 US: Minnesota Scripps Clinic Health Plan Services Inc 64661 US: California + Security Health Plan of Wisconsin Inc 64207 US: Wisconsin New Selectcare of Texas LLC 64744 US: Texas UDC Ohio Inc 65707 US: Ohio + Wellmark Health Plan of Iowa Inc 64385 US: Iowa Western Health Advantage 64577 US: California Property/Casualty Academic Health Professionals Ins Assn 11372 US: New York + Acceptance Casualty Insurance Company 11774 US: Nebraska + Acceptance Indemnity Insurance Company 10611 US: Nebraska Acceptance Insurance Company 02681 US: Nebraska + Algoma Mutual Insurance Company 87771 Canada: Ontario ALICOT Insurance Company 02849 US: Texas + Allianz Insurance Company of Canada 86187 Canada: Ontario + Allstate Insurance Company of Canada 85704 Canada: Ontario Alpha Assurance Company 84241 Canada: Quebec American Business & Personal Ins Mut Inc 01751 US: Illinois American Growers Insurance Company 03754 US: Nebraska + American Hallmark Insurance Co of TX 01728 US: Texas New American Independent Companies 18663 US: Delaware New American Interstate Ins Company of Texas 12990 US: Texas + Architects and Engrs Ins Co, Inc, A RRG 10752 US: Delaware - AXA Assurances Agricoles Inc 86334 Canada: Quebec - AXA Assurances Inc 85798 Canada: Quebec - AXA Pacific Insurance Company 86185 Canada: British Columbia + Bankers Independent Insurance Company 00200 US: Maryland California Indemnity Insurance Company 10613 US: California California Indemnity Insurance Group 18135 US: New York Canassurance General Ins Co Inc 87732 Canada: Quebec - Censtar Title Insurance Company 11837 US: Texas - CII Insurance Company 12208 US: California + Clare Mutual Insurance Company 87027 Canada: Nova Scotia Colorado Western Insurance Company 11073 US: Colorado Commercial Casualty Insurance Co of NC 11059 US: North Carolina - Commercial Casualty Insurance Company 10634 US: California New Cooperativa Seguros Group 18651 US: Puerto Rico - Cortlandt Insurance Company 12129 US: Texas - CPA Mutual Insurance Co of America RRG 11319 US: Vermont Eastern Casualty Group 18541 US: Massachusetts Eastern Casualty Insurance Company 01961 US: Massachusetts + ECM Insurance Group 18547 US: Pennsylvania + Everett Cash Mutual Insurance Company 04351 US: Pennsylvania + Ever-Greene Mutual Insurance Company 04757 US: Pennsylvania + Farmers Mutual Insurance Company (WV) 03523 US: West Virginia - First American Title & Trust Company 11892 US: Oklahoma - First American Title Insurance Cc of KS 12365 US: Kansas - First American Title Insurance Co of NC 11838 US: North Carolina - First American Title Insurance Cc of NY 11835 US: New York - First American Title Insurance Company 11834 US: California - First American Title Insurance Group 18363 US: California - First American Transportation Title Ins 12342 US: Louisiana + First Jersey Casualty Insurance Co, Inc 00329 US: New Jersey + Foundation Reserve Insurance Co, Inc 02293 US: New Mexico General Casualty Companies 04927 US: Wisconsin Highlands Insurance Company 02239 US: Texas + Industrial Alliance General Insurance Co 87053 Canada: Quebec - Insurance Corporation of Newfoundland 86579 Canada: Newfoundland Interboro Mutual Indemnity Insurance Co 00519 US: New York Kings Mutual Insurance Company 87056 Canada: Nova Scotia - Land Title Insurance Co of St. Louis 11839 US: Missouri New Liberty American Insurance Group 18666 US: Florida New Lion Insurance Company 12616 US: Florida + Lumbermens Underwriting Alliance 02296 US: Missouri McM Acceptance Grp 18568 US: North Carolina McM Group 00580 US: North Carolina Monumental General Casualty Company 03694 US: Maryland - Mortgage Guarantee & Title Company 11841 US: Rhode Island + Motor Club Insurance Association 00651 US: Nebraska - National American Insurance Company (OK) 00672 US: Oklahoma New National Financial Group 18660 US: Puerto Rico New National Group Insurance Company 12992 US: Florida + NOVA Casualty Company 02708 US: New York + Oak Brook County Mutual Insurance Co 02661 US: Texas + Occidental F & C Co of NC 02312 US: North Carolina New Occidental/Acceptance Group 18675 US: North Carolina - Ohio Bar Title Insurance Company 12366 US: Ohio Orleans General Ins Co 87773 Canada: Quebec Pacific National Insurance Company 02376 US: California + Pembridge Insurance Company 85774 Canada: Ontario - Personal General Insurance Inc. 86006 Canada: Quebec - Personal Service Insurance Company 03304 US: Ohio - Pharmacists Mutual Insurance Company 00320 US: Iowa New Philadelphia Insurance Companies 18667 US: Pennsylvania + Phoenix Indemnity Insurance Company 10612 US: Arizona - Port Lawrence Title & Trust Company 11843 US: Ohio - Primmum Insurance Company 87021 Canada: Ontario + Promutuel Reassurance 85986 Canada: Quebec - Realm National Insurance Company 00567 US: New York New Red Shield Insurance Group 18625 US: Washington New Safeway Direct Insurance Company 12224 US: California + Safeway Insurance Company 00819 US: Illinois + Safeway Insurance Company of Alabama 10688 US: Alabama + Safeway Insurance Company of Georgia 00217 US: Georgia + Safeway Insurance Company of Louisiana 11986 US: Louisiana + Safeway Insurance Group 00459 US: Illinois + Saskatchewan Motor Club Insurance Co Ltd 87084 Canada: Saskatchewan + Saskatchewan Mutual Insurance Company 85787 Canada: Saskatchewan Security Indemnity Insurance Company 10420 US: New Jersey - Senior Citizens Mutual Insurance Co 10835 US: Florida + Southeastern Mutual Insurance Company 87736 Canada: New Brunswick Southern Guaranty Group 02960 US: Alabama - State Farm Florida Insurance Company 12235 US: Florida + State Farm General Insurance Company 02478 US: Illinois + State Farm Indemnity Company 11224 US: Illinois Statewide Insurance Company 02589 US: Illinois - TD General Insurance Company 87028 Canada: Ontario Texas Builders Insurance Company 11371 US: Texas - Title Insurance Company of Oregon 11836 US: Oregon - Traders General Insurance Company 85795 Canada: Ontario + Trafalgar Insurance Company of Canada 86189 Canada: Ontario Ulico Insurance Group 18535 US: Delaware Unigard Insurance Group 03924 US: Washington Uniqur Compagnie D'Assurances Generale 87101 Canada: Quebec + United Automobile Insurance Company 10781 US: Florida + United Automobile Insurance Group 18415 US: Florida + United States Surety Company 12009 US: Maryland - Western National Title Insurance Company 12387 US: Utah + Wilshire Insurance Company 00975 US: North Carolina New Winterthur U.S. Group 05658 US: Delaware International - First American Title Insurance Co of Aus 86993 Australia - First Title Insurance plc 86695 United Kingdom Fund American Reins Company, Ltd 83294 Bermuda New Life Insurance Corp (Intl) B.S.C. (C) 77623 Bahrain Life Insurance Corporation of India 85485 India New Mapfre Empresas Cia de Seg y Reas 83013 Spain National Warranty Ins RRG 11609 Cayman Islands + QBE Insurance Company (UK) Limited 86487 United Kingdom + QBE International Insurance Limited 86126 United Kingdom + Trust Intl Ins B.S.C. (c) Bahrain 86326 Bahrain New XL Life Ltd 73313 Bermuda Rating Current Previous Action Company Name & Domicile Rating Rating Life/Health - American Life Insurance Co of NY B+ B++ US: New York - Booker T Washington Insurance Co Inc C- C+ US: Alabama - Central Benefits Mutual Insurance Co B+ B++ US: District Of Columbia - Central Benefits National Life Ins Co B+ B++ US: Ohio - Central United Life Insurance Company B+ B++ US: Texas + Colorado Bankers Life Insurance Company A A- US: Colorado + Columbus Life Insurance Company A++ A+ US: Ohio + Fort Dearborn Life Insurance Company A+ A US: Illinois - Great American Life Assurance Company A- A US: Ohio - Great American Life Insurance Co of NY A- A US: New York + Health Care Svc Corp Mut Legal Reserve A+ A US: Illinois + Independence American Insurance Company B++ B+ US: Delaware + Integrity Life Insurance Company A++ A+ US: Ohio - Jefferson National Life Insurance Co B+ B++ US: Texas + Lafayette Life Insurance Company A+ A u US: Indiana New Life Insurance Company of Louisiana B- NR-5 US: Louisiana Life Insurance Company of Mississippi NR-3 A- US: Mississippi - Lifeguard Life Insurance Company F E US: California - London Pacific Life & Annuity Company F E US: North Carolina + MAMSI Life and Health Insurance Company A A- US: Maryland - Manhattan Life Insurance Company B+ B++ US: New York + National Integrity Life Insurance Co A++ A+ US: New York National Mutual Benefit NR-4 A- US: Wisconsin - Ohio State Life Insurance Company B+ A- US: Texas New River Lake Insurance Company II A+ US: South Carolina + Standard Life Insurance Company of IN B+ B u US: Indiana + ULLICO Life Insurance Company B B- US: Texas + Union Labor Life Insurance Company B B- US: Maryland Universal Guaranty Life Insurance Co * NR-4 B- US: Ohio - Universal Life Insurance Company C- C+ US: Alabama HMO + Aloha Care B pd B- pd US: Hawaii BCI HMO Inc NR-3 A US: Illinois New Bluegrass Family Health Inc B+ B- pd US: Kentucky CarePlus Health Plans Inc NR-3 C- pd US: Florida + CommunityCare HMO Inc B- pd C++ pd US: Oklahoma - DentiCare Inc C++ pd B+ pd US: Texas Denticare of Oklahoma Inc NR-3 A- US: Oklahoma - Family Health Care Plus Inc F E US: Mississippi New Great Lakes Health Plan Inc A- NR-2 US: Michigan - Group Health Cooperative of Eau Claire C+ pd C++ pd US: Wisconsin + Health Care Service Corp HMO-Texas A+ A US: Texas - Health Plan of the Upper Ohio Valley C++ pd B- pd US: West Virginia HealthPlus Partners Inc C pd NR-5 US: Michigan + HMOs of Blue Cross Blue Shield Illinois A+ A US: Illinois + IHC Health Plans Inc B pd B- pd US: Utah International Dental Plans Inc NR-3 A- US: Florida + MD-Individual Practice Association Inc A A- US: Maryland Metropolitan Health Plan NR-5 B pd US: Minnesota - Michigan Health Maintenance Org Plans F E US: Michigan - MVP Health Plan B pd B+ pd US: New York + Optimum Choice Inc A A- US: Maryland - PHP Insurance Plan Inc C pd C+ pd US: Wisconsin - PreferredOne Community Health Plan B+ pd B++ pd US: Minnesota Scripps Clinic Health Plan Services Inc C pd NR-5 US: California + Security Health Plan of Wisconsin Inc B- pd C++ pd US: Wisconsin New Selectcare of Texas LLC B+ NR-2 US: Texas UDC Ohio Inc NR-3 A- US: Ohio + Wellmark Health Plan of Iowa Inc A A- US: Iowa Western Health Advantage C pd NR-5 US: California Property/Casualty Academic Health Professionals Ins Assn NR-4 C++ US: New York + Acceptance Casualty Insurance Company A- B++ US: Nebraska + Acceptance Indemnity Insurance Company A- B++ US: Nebraska Acceptance Insurance Company NR-1 E US: Nebraska + Algoma Mutual Insurance Company B+ pd B pd Canada: Ontario ALICOT Insurance Company NR-3 B+ US: Texas + Allianz Insurance Company of Canada A+ A- u Canada: Ontario + Allstate Insurance Company of Canada B++ pd B+ pd Canada: Ontario Alpha Assurance Company B++ pd NR-5 Canada: Quebec American Business & Personal Ins Mut Inc NR-3 B- US: Illinois American Growers Insurance Company NR-5 E US: Nebraska + American Hallmark Insurance Co of TX A- B US: Texas New American Independent Companies B+ US: Delaware New American Interstate Ins Company of Texas A- u US: Texas + Architects and Engrs Ins Co, Inc, A RRG A- B++ US: Delaware - AXA Assurances Agricoles Inc A A+ Canada: Quebec - AXA Assurances Inc A A+ Canada: Quebec - AXA Pacific Insurance Company A- A Canada: British Columbia + Bankers Independent Insurance Company B+ B u US: Maryland California Indemnity Insurance Company NR-5 B US: California California Indemnity Insurance Group NR-5 B US: New York Canassurance General Ins Co Inc NR-5 B+ pd Canada: Quebec - Censtar Title Insurance Company A A+ US: Texas - CII Insurance Company B- B US: California + Clare Mutual Insurance Company B+ pd B pd Canada: Nova Scotia Colorado Western Insurance Company F NR-4 US: Colorado Commercial Casualty Insurance Co of NC NR-5 F US: North Carolina - Commercial Casualty Insurance Company B- B US: California New Cooperativa Seguros Group A US: Puerto Rico - Cortlandt Insurance Company B- B US: Texas - CPA Mutual Insurance Co of America RRG B B+ US: Vermont Eastern Casualty Group NR-5 B++ US: Massachusetts Eastern Casualty Insurance Company NR-3 B++ US: Massachusetts + ECM Insurance Group B+ B US: Pennsylvania + Everett Cash Mutual Insurance Company B+ B US: Pennsylvania + Ever-Greene Mutual Insurance Company B+ B US: Pennsylvania + Farmers Mutual Insurance Company (WV) B- C++ US: West Virginia - First American Title & Trust Company A A+ US: Oklahoma - First American Title Insurance Cc of KS A A+ US: Kansas - First American Title Insurance Co of NC A A+ US: North Carolina - First American Title Insurance Cc of NY A A+ US: New York - First American Title Insurance Company A A+ US: California - First American Title Insurance Group A A+ US: California - First American Transportation Title Ins A A+ US: Louisiana + First Jersey Casualty Insurance Co, Inc B+ B US: New Jersey + Foundation Reserve Insurance Co, Inc A- B- US: New Mexico General Casualty Companies NR-5 A- US: Wisconsin Highlands Insurance Company NR-5 E US: Texas + Industrial Alliance General Insurance Co B pd B- pd Canada: Quebec - Insurance Corporation of Newfoundland B++ A- Canada: Newfoundland Interboro Mutual Indemnity Insurance Co NR-1 E US: New York Kings Mutual Insurance Company B+ pd NR-5 Canada: Nova Scotia - Land Title Insurance Co of St. Louis A A+ US: Missouri New Liberty American Insurance Group A- US: Florida New Lion Insurance Company A- NR-5 US: Florida + Lumbermens Underwriting Alliance B++ B+ US: Missouri McM Acceptance Grp NR-5 B++ US: North Carolina McM Group NR-5 B++ US: North Carolina Monumental General Casualty Company NR-3 A- US: Maryland - Mortgage Guarantee & Title Company A A+ US: Rhode Island + Motor Club Insurance Association A B++ US: Nebraska - National American Insurance Company (OK) B+ B++ US: Oklahoma New National Financial Group A- US: Puerto Rico New National Group Insurance Company A- US: Florida + NOVA Casualty Company A- B+ US: New York + Oak Brook County Mutual Insurance Co A A- US: Texas + Occidental F & C Co of NC A- B++ US: North Carolina New Occidental/Acceptance Group A- US: North Carolina - Ohio Bar Title Insurance Company A A+ US: Ohio Orleans General Ins Co NR-5 B+ pd Canada: Quebec Pacific National Insurance Company NR-5 F US: California + Pembridge Insurance Company B+ pd B pd Canada: Ontario - Personal General Insurance Inc. B+ pd B++ pd Canada: Quebec - Personal Service Insurance Company B+ B++ u US: Ohio - Pharmacists Mutual Insurance Company A A+ US: Iowa New Philadelphia Insurance Companies A+ US: Pennsylvania + Phoenix Indemnity Insurance Company B+ B- US: Arizona - Port Lawrence Title & Trust Company A A+ US: Ohio - Primmum Insurance Company B pd B+ pd Canada: Ontario + Promutuel Reassurance B++ pd B+ pd Canada: Quebec - Realm National Insurance Company F D US: New York New Red Shield Insurance Group A US: Washington New Safeway Direct Insurance Company A NR-2 US: California + Safeway Insurance Company A A- US: Illinois + Safeway Insurance Company of Alabama A A- US: Alabama + Safeway Insurance Company of Georgia A A- US: Georgia + Safeway Insurance Company of Louisiana A A- US: Louisiana + Safeway Insurance Group A A- US: Illinois + Saskatchewan Motor Club Insurance Co Ltd B++ pd B+ pd Canada: Saskatchewan + Saskatchewan Mutual Insurance Company A- pd B++ pd Canada: Saskatchewan Security Indemnity Insurance Company NR-5 F US: New Jersey - Senior Citizens Mutual Insurance Co F B- u US: Florida + Southeastern Mutual Insurance Company B++ pd B+ pd Canada: New Brunswick Southern Guaranty Group NR-5 A- US: Alabama - State Farm Florida Insurance Company B+ A- u US: Florida + State Farm General Insurance Company B++ B+ US: Illinois + State Farm Indemnity Company B++ B+ US: Illinois Statewide Insurance Company NR-5 F US: Illinois - TD General Insurance Company B pd B+ pd Canada: Ontario Texas Builders Insurance Company NR-4 C US: Texas - Title Insurance Company of Oregon A A+ US: Oregon - Traders General Insurance Company B pd B+ pd Canada: Ontario + Trafalgar Insurance Company of Canada A+ B+ u Canada:Ontario Ulico Insurance Group NR-5 B- US: Delaware Unigard Insurance Group NR-5 A- US: Washington Uniqur Compagnie D'Assurances Generale B++ pd NR-4 Canada: Quebec + United Automobile Insurance Company C++ C+ US: Florida + United Automobile Insurance Group C++ C+ US: Florida + United States Surety Company A A- US: Maryland - Western National Title Insurance Company A A+ US: Utah + Wilshire Insurance Company A- B++ US: North Carolina New Winterthur U.S. Group A- US: Delaware International - First American Title Insurance Co of Aus A A+ Australia - First Title Insurance plc A A+ United Kingdom Fund American Reins Company, Ltd NR-3 A- u Bermuda New Life Insurance Corp (Intl) B.S.C. (C) B+ Bahrain Life Insurance Corporation of India B pd NR-5 India New Mapfre Empresas Cia de Seg y Reas A NR-5 Spain National Warranty Ins RRG NR-5 F Cayman Islands + QBE Insurance Company (UK) Limited A A- United Kingdom + QBE International Insurance Limited A A- United Kingdom + Trust Intl Ins B.S.C. (c) Bahrain B++ B+ Bahrain New XL Life Ltd A+ Bermuda * Rating was downgraded on June 15 to B- from B. Current rating effective June 15. Rating action: (+) or (-) Rating upgraded or downgraded; (New) Assigned initial rating; (u) Rating placed under review. Ratings under Review Rating Action Company Name & Domicile AMB# Property/Casualty U Alea Group--U.S. 18590 US: New York U Alea North America Insurance Company 12467 US: New York U Alea North America Specialty Ins Co 11432 US: Delaware U American Interstate Insurance Company 03585 US: Louisiana U Amerisafe Insurance Group 18211 US: Louisiana U Silver Oak Casualty, Inc 11324 US: Louisiana U Alea (Bermuda) Ltd 86991 Bermuda U Alea Europe Limited 85734 Switzerland U Alea Global Risk Limited 72216 Jersey U Alea Group 51009 Bermuda U Alea Jersey Limited 72178 Jersey U Alea London Limited 85333 United Kingdom Rating Current Previous Action Company Name & Domicile Rating Rating Property/Casualty U Alea Group--U.S. A- u A- US: New York U Alea North America Insurance Company A- u A- US: New York U Alea North America Specialty Ins Co A- u A- US: Delaware U American Interstate Insurance Company A- u A- US: Louisiana U Amerisafe Insurance Group A- u A- US: Louisiana U Silver Oak Casualty, Inc A- u A- US: Louisiana U Alea (Bermuda) Ltd A- u A- Bermuda U Alea Europe Limited A- u A- Switzerland U Alea Global Risk Limited A- u A- Jersey U Alea Group A- u A- Bermuda U Alea Jersey Limited A- u A- Jersey U Alea London Limited A- u A- United Kingdom Rating action: (+) or (-) Rating upgraded or downgraded; (New) Assigned initial rating; (u) Rating placed under review.
